Coverage

Insurance Coverage and Policies

Policy Coverage

Your InsureCargo policy contains the broadest terms available. Your cargo is covered for “all risks” of physical loss or damage, subject to very few exclusions that are considered to be “nonfortuitous” in nature. Examples of nonfortuitous losses might include ordinary wear and tear, and willful misconduct or fraud by the Assured (Insured) or other party to the sales contract. Other exclusions would include loss resulting from delays in transit, loss of market and nuclear contamination.

Open Cargo Policies

For those who are frequent shippers, this policy covers merchandise when shipped by common or contract carriers, owned or leased trucks, worldwide. This one policy automatically covers all shipments you are responsible to insure. Advantages include lower costs, a policy tailored to your needs, knowing you have coverage on each shipment, and local claims handling.

Trip Transit Policies

For those clients who only have a few shipments a year, it’s easy! Use our online quote request. Most shipments are insured for broad “all risks” terms with no deductibles. Coverage is bound online after the premium is paid. The policy is quickly delivered to you in Adobe Acrobat format, to be printed at your location.

International Package Policies

This policy is for clients doing business overseas. Coverage includes property, liability, medical, AD&D, employer’s responsibility and travel accident. This policy is the ideal insurance solution for any U.S.-based companies that do business overseas. It is beneficial since it will cover liabilities or accidental injuries while traveling abroad.

Storage/Warehouse

Policy can include coverage for goods in a storage location, worldwide. The policy is “All Risks”, including catastrophic perils of earthquake, flood, and Named windstorm. The goods are protected whether raw, in process, or in finished form.

Protect Every Shipment Today – It’s Fast and Easy!

“Thank you for your great service to us over the past years. You are always helpful and knowledgeable with all our problems and questions!”

Jason Pan Ocean Export Dept. Supervisor, Golden Bridge International Inc.

“Working with Angelina is great!  She’s very professional and gets the quotes for my ocean cargo policy in a quick turnaround. Highly recommended!”

Kelly Bunasawa Buna Insurance Agency

“Angelina has always provided quick and professional service for us since we started the company. She’s been a valued asset to us and we can count on her going above and beyond for us.”

Paul Hussey Event Director, XpoSolutions

“Angelina is always timely, professional, helpful and polite in her communications with North Bay Trading. We appreciate her assistance and enjoy working with her.”

Robert Hallatt Controller, North Bay Trading Co.

“The process of getting my policies renewed through InsureCargo with RLI have been very easy and streamlined and the services Angelina has provided me have been superior”

John Contento Independent Agency in Ohio

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